Zwingle, IA
Zwingle, IA's wildfire risk, in USFS's own numbers
USFS scores Zwingle at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 91 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Zwingle at the 42nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Zwingle's buildings actually sit
Direct exposure dominates in Zwingle: 53.9% of its 91 buildings, versus 46.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Zwingle compares
Compare Zwingle's two percentiles: 56th within Iowa, only 41st nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Zwingle ranks 18,717 for wildfire risk (1 is highest) and 29,447 by building count (1 is largest). Within Iowa alone, it ranks 450 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Zwingle and the insurance market
At the 41st national percentile, Zwingle rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Zwingle
With 53.9% of Zwingle in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Zwingle's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Zwingle, see the exposure-zones guide.