Zuehl, TX
Zuehl wildfire risk explained
USFS scores Zuehl at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 438 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Zuehl at the 68th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 78.1% of Zuehl's buildings as Direct exposure, higher than its 16.2% Indirect share and far above its 5.7% Minimal share — a profile where 342 structures sit close enough to vegetation that lot clearing matters most.
Where Zuehl ranks
Zuehl's 68th national percentile looks worse in isolation than its 26th ranking inside Texas does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Zuehl ranks 10,101 for wildfire risk (1 is highest) and 18,511 by building count (1 is largest). Within Texas alone, it ranks 1,324 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Zuehl and the insurance market
At the 68th percentile nationally, Zuehl carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Zuehl (78.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Zuehl's figures come from
Every one of the two percentiles behind Zuehl's 10,101-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Zuehl's dominant direct exposure actually means, with real examples from across the dataset.