Zia Pueblo, NM
How exposed is Zia Pueblo to wildfire?
Zia Pueblo's 286 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Zia Pueblo at the 70th percentile, close to its 72nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 83.9% of Zia Pueblo's buildings as Direct exposure, higher than its 16.1% Indirect share and far above its 0% Minimal share — a profile where 240 structures sit close enough to vegetation that lot clearing matters most.
Where Zia Pueblo ranks
Inside New Mexico, Zia Pueblo sits at just the 43rd percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Zia Pueblo ranks 8,702 for wildfire risk (1 is highest) and 22,014 by building count (1 is largest). Within New Mexico alone, it ranks 282 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Zia Pueblo and the insurance market
At the 72nd percentile nationally, Zia Pueblo carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Zia Pueblo (83.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Zia Pueblo's 8,702-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Zia Pueblo, see the exposure-zones guide.