Zephyrhills, FL
How exposed is Zephyrhills to wildfire?
Zephyrhills's 8,069 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Zephyrhills at the 91st percentile, close to its 89th-percentile risk score.
Zephyrhills's building exposure, zone by zone
Zephyrhills rates 62.7% Minimal exposure against just 17.3% Direct and 20.1% Indirect — of 8,069 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 8,069 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Zephyrhills ranks
Zephyrhills's risk sits at a similar level relative to Florida (78th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Zephyrhills ranks 3,496 for wildfire risk (1 is highest) and 2,080 by building count (1 is largest). Within Florida alone, it ranks 211 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Zephyrhills
Zephyrhills's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Zephyrhills
With 62.7% of buildings rated Minimal exposure, Zephyrhills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Zephyrhills's 3,496-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Zephyrhills, see the exposure-zones guide.