Zebulon, GA
How exposed is Zebulon to wildfire?
Out of every US place USFS scores, Zebulon lands at the 73rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 697 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Zebulon at the 76th percentile, close to its 73rd-percentile risk score.
Zebulon's building exposure, zone by zone
70% of Zebulon's 697 buildings sit in USFS's Direct exposure zone, roughly 488 structures close enough to burnable vegetation for flame contact, not just embers — 30% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Zebulon ranks
Zebulon scores 73rd nationally and 76th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Zebulon ranks 8,541 for wildfire risk (1 is highest) and 14,687 by building count (1 is largest). Within Georgia alone, it ranks 162 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Zebulon's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 70% of Zebulon in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Zebulon's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Zebulon, see the exposure-zones guide.