Zanesville, IN
Zanesville wildfire risk explained
Zanesville's 361 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Zanesville at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Zanesville's buildings actually sit
Only 42.9% of Zanesville's 361 buildings carry Direct exposure and 0% carry Indirect; the remaining 57.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Zanesville against the rest of the country
Compare Zanesville's two percentiles: 34th within Indiana, only 5th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Zanesville ranks 30,042 for wildfire risk (1 is highest) and 20,035 by building count (1 is largest). Within Indiana alone, it ranks 640 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Zanesville and the insurance market
Zanesville's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Zanesville
With 57.1% of buildings rated Minimal exposure, Zanesville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Zanesville's figures come from
The methodology guide shows exactly how USFS turned 361 counted buildings into the percentiles shown above for Zanesville. The exposure-zones guide covers what Zanesville's dominant minimal exposure actually means, with real examples from across the dataset.