Zanesfield, OH
How exposed is Zanesfield to wildfire?
USFS's Wildfire Risk to Communities model puts Zanesfield at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 140 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Zanesfield at the 24th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Zanesfield's building exposure, zone by zone
72.9% of Zanesfield's 140 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Zanesfield compares
Compare Zanesfield's two percentiles: 56th within Ohio, only 23rd nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Zanesfield ranks 24,184 for wildfire risk (1 is highest) and 27,295 by building count (1 is largest). Within Ohio alone, it ranks 562 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 23rd national percentile, Zanesfield rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Zanesfield (72.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Zanesfield's figures come from
Zanesfield's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Zanesfield's dominant indirect exposure actually means, with real examples from across the dataset.