Yuma, CO
Yuma wildfire risk explained
USFS scores Yuma at the 42nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,115 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Yuma at the 41st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Yuma's buildings (92.3% of 2,115) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Yuma compares
Inside Colorado, Yuma sits at just the 9th percentile even though it scores 42nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Yuma ranks 18,205 for wildfire risk (1 is highest) and 7,150 by building count (1 is largest). Within Colorado alone, it ranks 428 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Yuma and the insurance market
Yuma's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Yuma
With 92.3% of buildings rated Minimal exposure, Yuma gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Yuma's 18,205-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Yuma, see the exposure-zones guide.