Yuma, AZ
Yuma, AZ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Yuma at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 37,342 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Yuma at the 60th percentile, close to its 58th-percentile risk score.
Yuma's building exposure, zone by zone
USFS classifies 76.7% of Yuma's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.9% Direct and 16.4% Indirect — a landscape-level risk rather than a building-by-building one. At 37,342 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Yuma compares
Yuma's 58th national percentile looks worse in isolation than its 25th ranking inside Arizona does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Yuma ranks 13,163 for wildfire risk (1 is highest) and 276 by building count (1 is largest). Within Arizona alone, it ranks 331 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Yuma
Yuma's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Yuma
Yuma's 76.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 37,342 counted buildings into the percentiles shown above for Yuma. For more on what minimal exposure implies beyond Yuma, see the exposure-zones guide.