Yulee, FL
Yulee, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Yulee at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 7,118 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Yulee's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
What "at risk" means for the buildings here
7,118 buildings are counted in Yulee, and 67.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 2.4% rated Minimal. At 7,118 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Yulee compares
Yulee's risk sits at a similar level relative to Florida (84th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Yulee ranks 2,769 for wildfire risk (1 is highest) and 2,411 by building count (1 is largest). Within Florida alone, it ranks 153 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Yulee and the insurance market
Yulee's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Yulee
Yulee's 67.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Yulee's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Yulee, see the exposure-zones guide.