Yuba, WI
Yuba, WI's wildfire risk, in USFS's own numbers
USFS scores Yuba at the 33rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 71 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Yuba at the 35th percentile, close to its 33rd-percentile risk score.
Yuba's building exposure, zone by zone
Direct exposure dominates in Yuba: 93% of its 71 buildings, versus 7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Yuba ranks
Compare Yuba's two percentiles: 74th within Wisconsin, only 33rd nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Yuba ranks 21,198 for wildfire risk (1 is highest) and 30,264 by building count (1 is largest). Within Wisconsin alone, it ranks 209 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Yuba and the insurance market
Yuba's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 93% of Yuba in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 71 counted buildings into the percentiles shown above for Yuba. For more on what direct exposure implies beyond Yuba, see the exposure-zones guide.