Ypsilanti, MI
Ypsilanti, MI's wildfire risk, in USFS's own numbers
USFS scores Ypsilanti at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 5,332 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ypsilanti's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Ypsilanti's building exposure, zone by zone
Most of Ypsilanti's buildings (78.8% of 5,332) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,332 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Ypsilanti against the rest of the country
Compare Ypsilanti's two percentiles: 44th within Michigan, only 13th nationally — a gap of 31 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ypsilanti ranks 27,544 for wildfire risk (1 is highest) and 3,239 by building count (1 is largest). Within Michigan alone, it ranks 422 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Ypsilanti's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 78.8% of Ypsilanti outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Ypsilanti's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ypsilanti, see the exposure-zones guide.