Youngstown, OH
Youngstown, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Youngstown lands at the 30th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 39,507 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Youngstown at the 31st percentile, close to its 30th-percentile risk score.
Youngstown's building exposure, zone by zone
Youngstown rates 82% Minimal exposure against just 9.5% Direct and 8.5% Indirect — of 39,507 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 39,507 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Youngstown compares
Compare Youngstown's two percentiles: 65th within Ohio, only 30th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Youngstown ranks 22,134 for wildfire risk (1 is highest) and 248 by building count (1 is largest). Within Ohio alone, it ranks 448 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Youngstown and the insurance market
Youngstown's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 82% of Youngstown outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Youngstown's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Youngstown, see the exposure-zones guide.