York, NY
How exposed is York to wildfire?
USFS scores York at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 321 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks York at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
York's building exposure, zone by zone
Of York's 321 counted buildings, 73.2% carry Direct exposure and only 26.8% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
York against the rest of the country
York's risk sits at a similar level relative to New York (2nd percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, York ranks 30,524 for wildfire risk (1 is highest) and 21,067 by building count (1 is largest). Within New York alone, it ranks 1,270 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
York and the insurance market
At the 3rd national percentile, York rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in York
Because Direct exposure dominates in York (73.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where York's figures come from
York's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what York's dominant direct exposure actually means, with real examples from across the dataset.