York, NE
York, NE's wildfire risk, in USFS's own numbers
York sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 4,024 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, York's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
York's building exposure, zone by zone
94% of York's 4,024 buildings sit in USFS's Minimal exposure zone, with only 6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
York against the rest of the country
There's little gap between York's 30th national percentile and its 16th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, York ranks 21,969 for wildfire risk (1 is highest) and 4,225 by building count (1 is largest). Within Nebraska alone, it ranks 493 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
York's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 94% of York outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
York's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond York, see the exposure-zones guide.