York, ND
York wildfire risk explained
York's 65 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks York at the 59th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where York's buildings actually sit
Indirect exposure is dominant in York (56.9% of 65 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 43.1% sit in the Direct zone.
York against the rest of the country
York's risk sits at a similar level relative to North Dakota (75th percentile statewide) as it does nationally (60th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, York ranks 12,488 for wildfire risk (1 is highest) and 30,472 by building count (1 is largest). Within North Dakota alone, it ranks 103 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
York's 60th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 56.9% of York's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind York's 12,488-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond York, see the exposure-zones guide.