York, MT
York, MT's wildfire risk, in USFS's own numbers
York's 116 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, York's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where York's buildings actually sit
USFS classifies 100% of York's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 116 structures sit close enough to vegetation that lot clearing matters most.
How York compares
York's risk sits at a similar level relative to Montana (95th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, York ranks 916 for wildfire risk (1 is highest) and 28,369 by building count (1 is largest). Within Montana alone, it ranks 27 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in York
York's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 100% of York in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where York's figures come from
The methodology guide shows exactly how USFS turned 116 counted buildings into the percentiles shown above for York. The exposure-zones guide covers what York's dominant direct exposure actually means, with real examples from across the dataset.