York Haven, PA
York Haven wildfire risk explained
USFS scores York Haven at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 237 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, York Haven's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
York Haven's building exposure, zone by zone
USFS puts 57% of York Haven's 237 buildings in the Indirect exposure zone, versus 27% Direct and 16% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How York Haven compares
York Haven's risk sits at a similar level relative to Pennsylvania (10th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, York Haven ranks 27,907 for wildfire risk (1 is highest) and 23,573 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,795 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
York Haven and the insurance market
York Haven's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
York Haven's 57% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where York Haven's figures come from
Every one of the two percentiles behind York Haven's 27,907-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what York Haven's dominant indirect exposure actually means, with real examples from across the dataset.