York Harbor, ME
How exposed is York Harbor to wildfire?
USFS's Wildfire Risk to Communities model puts York Harbor at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,929 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts York Harbor at the 20th percentile, close to its 23rd-percentile risk score.
Where York Harbor's buildings actually sit
USFS puts 46.6% of York Harbor's 1,929 buildings in the Indirect exposure zone, versus 39.1% Direct and 14.4% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How York Harbor compares
Compare York Harbor's two percentiles: 92nd within Maine, only 23rd nationally — a gap of 68 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, York Harbor ranks 24,142 for wildfire risk (1 is highest) and 7,682 by building count (1 is largest). Within Maine alone, it ranks 14 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Shopping for coverage in York Harbor
At the 23rd national percentile, York Harbor rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in York Harbor (46.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind York Harbor's 24,142-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond York Harbor, see the exposure-zones guide.