York, AL
York wildfire risk explained
Out of every US place USFS scores, York lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,375 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks York at the 61st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where York's buildings actually sit
62% of York's 1,375 buildings sit in USFS's Direct exposure zone, roughly 853 structures close enough to burnable vegetation for flame contact, not just embers — 38% fall in the Indirect, ember-only zone and 0% are Minimal.
York against the rest of the country
York's 59th national percentile looks worse in isolation than its 23rd ranking inside Alabama does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, York ranks 12,974 for wildfire risk (1 is highest) and 9,727 by building count (1 is largest). Within Alabama alone, it ranks 459 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
York's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in York
With 62% of York in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
York's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond York, see the exposure-zones guide.