Yorba Linda, CA
Yorba Linda wildfire risk explained
Yorba Linda's 22,480 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Yorba Linda at the 95th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Yorba Linda's building exposure, zone by zone
61.3% of Yorba Linda's 22,480 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3.8% Direct and 34.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 22,480 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Yorba Linda ranks
Inside California, Yorba Linda sits at just the 71st percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Yorba Linda ranks 1,883 for wildfire risk (1 is highest) and 596 by building count (1 is largest). Within California alone, it ranks 455 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Yorba Linda's 94th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Yorba Linda (61.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Yorba Linda's figures come from
Yorba Linda's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Yorba Linda's dominant indirect exposure actually means, with real examples from across the dataset.