Yonkers, NY
How exposed is Yonkers to wildfire?
Yonkers sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 28,120 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Yonkers at the 33rd percentile, close to its 34th-percentile risk score.
Yonkers's building exposure, zone by zone
Most of Yonkers's buildings (92.4% of 28,120) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 28,120 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Yonkers against the rest of the country
Within New York, Yonkers ranks higher (74th percentile) than it does nationally (34th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Yonkers ranks 20,744 for wildfire risk (1 is highest) and 432 by building count (1 is largest). Within New York alone, it ranks 337 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Yonkers
Yonkers's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 92.4% of buildings rated Minimal exposure, Yonkers gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Yonkers's figures come from
The methodology guide shows exactly how USFS turned 28,120 counted buildings into the percentiles shown above for Yonkers. The exposure-zones guide covers what Yonkers's dominant minimal exposure actually means, with real examples from across the dataset.