Yoe, PA
How exposed is Yoe to wildfire?
USFS's Wildfire Risk to Communities model puts Yoe at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 334 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Yoe's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Where Yoe's buildings actually sit
334 buildings are counted in Yoe, and 78.7% of them are Indirect exposure — ember-driven risk rather than the 21.3% in Direct exposure or the 0% rated Minimal.
Where Yoe ranks
There's little gap between Yoe's 6th national percentile and its 3rd percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Yoe ranks 29,672 for wildfire risk (1 is highest) and 20,726 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,931 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Yoe and the insurance market
Yoe's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 78.7% of Yoe's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Yoe's figures come from
The methodology guide shows exactly how USFS turned 334 counted buildings into the percentiles shown above for Yoe. The exposure-zones guide covers what Yoe's dominant indirect exposure actually means, with real examples from across the dataset.