Yoakum, TX
Yoakum wildfire risk explained
Yoakum's 3,591 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Yoakum at the 66th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Yoakum's buildings actually sit
USFS puts 75.1% of Yoakum's 3,591 buildings in the Indirect exposure zone, versus 25% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Yoakum against the rest of the country
Inside Texas, Yoakum sits at just the 21st percentile even though it scores 65th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Yoakum ranks 11,042 for wildfire risk (1 is highest) and 4,663 by building count (1 is largest). Within Texas alone, it ranks 1,418 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 65th percentile nationally, Yoakum carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Yoakum
Yoakum's 75.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Yoakum's figures come from
Yoakum's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Yoakum's dominant indirect exposure actually means, with real examples from across the dataset.