Yellow Bluff, AL
How exposed is Yellow Bluff to wildfire?
Out of every US place USFS scores, Yellow Bluff lands at the 56th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 165 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Yellow Bluff at the 58th percentile, close to its 56th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Yellow Bluff: 95.2% of its 165 buildings, versus 4.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Yellow Bluff ranks
Yellow Bluff's 56th national percentile looks worse in isolation than its 14th ranking inside Alabama does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Yellow Bluff ranks 13,887 for wildfire risk (1 is highest) and 26,204 by building count (1 is largest). Within Alabama alone, it ranks 512 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 56th national percentile, Yellow Bluff rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Yellow Bluff
With 95.2% of Yellow Bluff in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 165 counted buildings into the percentiles shown above for Yellow Bluff. For more on what direct exposure implies beyond Yellow Bluff, see the exposure-zones guide.