Yazoo City, MS
Yazoo City, MS's wildfire risk, in USFS's own numbers
USFS scores Yazoo City at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 4,325 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Yazoo City at the 59th percentile, close to its 57th-percentile risk score.
Yazoo City's building exposure, zone by zone
4,325 buildings are counted in Yazoo City, and 72% of them are Indirect exposure — ember-driven risk rather than the 27.5% in Direct exposure or the 0.5% rated Minimal.
Where Yazoo City ranks
Yazoo City's 57th national percentile looks worse in isolation than its 27th ranking inside Mississippi does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Yazoo City ranks 13,673 for wildfire risk (1 is highest) and 3,963 by building count (1 is largest). Within Mississippi alone, it ranks 308 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Yazoo City's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Yazoo City's 72% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,325 counted buildings into the percentiles shown above for Yazoo City. For more on what indirect exposure implies beyond Yazoo City, see the exposure-zones guide.