Yardville, NJ
How exposed is Yardville to wildfire?
USFS scores Yardville at the 58th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,989 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Yardville's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Where Yardville's buildings actually sit
USFS classifies 76.6% of Yardville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 23.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Yardville compares
Yardville's risk sits at a similar level relative to New Jersey (67th percentile statewide) as it does nationally (58th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Yardville ranks 13,244 for wildfire risk (1 is highest) and 5,453 by building count (1 is largest). Within New Jersey alone, it ranks 233 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Yardville and the insurance market
Yardville's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Yardville
With 76.6% of buildings rated Minimal exposure, Yardville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Yardville's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Yardville, see the exposure-zones guide.