Yaphank, NY
Yaphank, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Yaphank at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,455 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Yaphank at the 50th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Yaphank's buildings actually sit
Direct exposure dominates in Yaphank: 73.9% of its 2,455 buildings, versus 16.7% Indirect and 9.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Yaphank ranks
Compare Yaphank's two percentiles: 98th within New York, only 55th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Yaphank ranks 14,155 for wildfire risk (1 is highest) and 6,383 by building count (1 is largest). Within New York alone, it ranks 33 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Yaphank
Yaphank's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 73.9% of Yaphank in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Yaphank's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Yaphank, see the exposure-zones guide.