Yancey, TX
How exposed is Yancey to wildfire?
USFS scores Yancey at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 333 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Yancey's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
What "at risk" means for the buildings here
333 buildings are counted in Yancey, and 97.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Yancey ranks
Yancey's risk sits at a similar level relative to Texas (83rd percentile statewide) as it does nationally (90th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Yancey ranks 3,293 for wildfire risk (1 is highest) and 20,743 by building count (1 is largest). Within Texas alone, it ranks 307 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Yancey and the insurance market
At the 90th percentile nationally, Yancey carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Yancey
Because Direct exposure dominates in Yancey (97.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Yancey's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Yancey, see the exposure-zones guide.