Yale, OK
Yale, OK's wildfire risk, in USFS's own numbers
Yale sits at the 95th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 795 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Yale at the 96th percentile, close to its 95th-percentile risk score.
Yale's building exposure, zone by zone
Most of Yale's buildings (55%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Yale ranks
Inside Oklahoma, Yale sits at just the 78th percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Yale ranks 1,644 for wildfire risk (1 is highest) and 13,688 by building count (1 is largest). Within Oklahoma alone, it ranks 187 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Yale
Yale's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Yale
Yale's 55% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Yale's figures come from
Every one of the two percentiles behind Yale's 1,644-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Yale's dominant indirect exposure actually means, with real examples from across the dataset.