Yale, IL
How exposed is Yale to wildfire?
USFS's Wildfire Risk to Communities model puts Yale at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 100 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Yale's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Yale's building exposure, zone by zone
Yale rates 77% Minimal exposure against just 23% Direct and 0% Indirect — of 100 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Yale against the rest of the country
Within Illinois, Yale ranks higher (28th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Yale ranks 30,000 for wildfire risk (1 is highest) and 29,021 by building count (1 is largest). Within Illinois alone, it ranks 1,048 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 5th national percentile, Yale rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Yale
With 77% of buildings rated Minimal exposure, Yale gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Yale's figures come from
Yale's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Yale's dominant minimal exposure actually means, with real examples from across the dataset.