Yalaha, FL
Yalaha, FL's wildfire risk, in USFS's own numbers
USFS scores Yalaha at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 923 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Yalaha at the 87th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Yalaha: 79.9% of its 923 buildings, versus 19.5% Indirect and 0.7% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Yalaha compares
Yalaha ranks lower within Florida (66th percentile statewide) than its 85th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Yalaha ranks 4,634 for wildfire risk (1 is highest) and 12,526 by building count (1 is largest). Within Florida alone, it ranks 330 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Yalaha's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Yalaha
With 79.9% of Yalaha in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Yalaha's figures come from
The methodology guide shows exactly how USFS turned 923 counted buildings into the percentiles shown above for Yalaha. The exposure-zones guide covers what Yalaha's dominant direct exposure actually means, with real examples from across the dataset.