Yacolt, WA
How exposed is Yacolt to wildfire?
Yacolt's 622 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Yacolt at the 59th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Yacolt's buildings actually sit
Indirect exposure is dominant in Yacolt (72.8% of 622 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 27.2% sit in the Direct zone.
Yacolt against the rest of the country
Yacolt scores 57th nationally and 65th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Yacolt ranks 13,569 for wildfire risk (1 is highest) and 15,536 by building count (1 is largest). Within Washington alone, it ranks 219 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Yacolt's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Yacolt's 72.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Yacolt's figures come from
Yacolt's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Yacolt's dominant indirect exposure actually means, with real examples from across the dataset.