Wyoming, MI
Wyoming wildfire risk explained
Wyoming sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 30,944 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wyoming's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Wyoming's building exposure, zone by zone
Wyoming rates 95.9% Minimal exposure against just 3.7% Direct and 0.4% Indirect — of 30,944 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 30,944 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Wyoming compares
Wyoming's 46th-percentile standing inside Michigan outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Wyoming ranks 27,388 for wildfire risk (1 is highest) and 364 by building count (1 is largest). Within Michigan alone, it ranks 409 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Wyoming's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Wyoming
Wyoming's 95.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Wyoming's figures come from
The methodology guide shows exactly how USFS turned 30,944 counted buildings into the percentiles shown above for Wyoming. The exposure-zones guide covers what Wyoming's dominant minimal exposure actually means, with real examples from across the dataset.