Wyndmere, ND
How exposed is Wyndmere to wildfire?
USFS scores Wyndmere at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 437 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wyndmere at the 28th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Wyndmere's buildings (87.4% of 437) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Wyndmere compares
Wyndmere ranks lower within North Dakota (13th percentile statewide) than its 30th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Wyndmere ranks 21,942 for wildfire risk (1 is highest) and 18,523 by building count (1 is largest). Within North Dakota alone, it ranks 353 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Wyndmere's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Wyndmere
Even with 87.4% of Wyndmere outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Wyndmere's figures come from
The methodology guide shows exactly how USFS turned 437 counted buildings into the percentiles shown above for Wyndmere. The exposure-zones guide covers what Wyndmere's dominant minimal exposure actually means, with real examples from across the dataset.