Wylie, TX
Wylie, TX's wildfire risk, in USFS's own numbers
Wylie's 18,089 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wylie at the 64th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
80.3% of Wylie's 18,089 buildings sit in USFS's Minimal exposure zone, with only 5.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 18,089 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Wylie compares
Wylie's 64th national percentile looks worse in isolation than its 20th ranking inside Texas does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Wylie ranks 11,264 for wildfire risk (1 is highest) and 791 by building count (1 is largest). Within Texas alone, it ranks 1,438 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Wylie's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 80.3% of Wylie outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Wylie's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Wylie, see the exposure-zones guide.