Wyatt, IN
Wyatt wildfire risk explained
Out of every US place USFS scores, Wyatt lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 157 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wyatt at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Wyatt's buildings (86% of 157) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Wyatt ranks
Wyatt scores 1st nationally and 9th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wyatt ranks 31,143 for wildfire risk (1 is highest) and 26,561 by building count (1 is largest). Within Indiana alone, it ranks 883 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 1st national percentile, Wyatt rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Wyatt
With 86% of buildings rated Minimal exposure, Wyatt gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Wyatt's figures come from
The methodology guide shows exactly how USFS turned 157 counted buildings into the percentiles shown above for Wyatt. The exposure-zones guide covers what Wyatt's dominant minimal exposure actually means, with real examples from across the dataset.