Wurtsboro, NY
How exposed is Wurtsboro to wildfire?
Wurtsboro sits at the 60th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 611 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wurtsboro's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Where Wurtsboro's buildings actually sit
611 buildings are counted in Wurtsboro, and 52.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Wurtsboro compares
Wurtsboro's 99th-percentile standing inside New York outpaces its 60th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Wurtsboro ranks 12,520 for wildfire risk (1 is highest) and 15,684 by building count (1 is largest). Within New York alone, it ranks 19 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Wurtsboro's high rating (60th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Wurtsboro's 52.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Wurtsboro's figures come from
The methodology guide shows exactly how USFS turned 611 counted buildings into the percentiles shown above for Wurtsboro. The exposure-zones guide covers what Wurtsboro's dominant direct exposure actually means, with real examples from across the dataset.