Wurtland, KY
Wurtland, KY's wildfire risk, in USFS's own numbers
Wurtland's 752 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wurtland's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where Wurtland's buildings actually sit
Indirect exposure is dominant in Wurtland (81.4% of 752 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 18.6% sit in the Direct zone.
Where Wurtland ranks
Within Kentucky, Wurtland ranks higher (80th percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wurtland ranks 14,805 for wildfire risk (1 is highest) and 14,103 by building count (1 is largest). Within Kentucky alone, it ranks 115 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Wurtland's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Wurtland (81.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Wurtland's 14,805-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Wurtland, see the exposure-zones guide.