Wrightstown, NJ
Wrightstown wildfire risk explained
Wrightstown's 311 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wrightstown at the 77th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Wrightstown's building exposure, zone by zone
USFS classifies 52.1% of Wrightstown's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 39.6% Direct and 8.4% Indirect — a landscape-level risk rather than a building-by-building one.
Where Wrightstown ranks
There's little gap between Wrightstown's 77th national percentile and its 83rd percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wrightstown ranks 7,284 for wildfire risk (1 is highest) and 21,346 by building count (1 is largest). Within New Jersey alone, it ranks 120 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 77th percentile nationally, Wrightstown carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Wrightstown's 52.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 311 counted buildings into the percentiles shown above for Wrightstown. For more on what minimal exposure implies beyond Wrightstown, see the exposure-zones guide.