Wray, CO
Wray, CO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Wray lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,471 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wray at the 74th percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
1,471 buildings are counted in Wray, and 87% of them are Indirect exposure — ember-driven risk rather than the 13.1% in Direct exposure or the 0% rated Minimal.
Where Wray ranks
Wray ranks lower within Colorado (48th percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Wray ranks 7,177 for wildfire risk (1 is highest) and 9,305 by building count (1 is largest). Within Colorado alone, it ranks 245 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Wray
Wray's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Wray's 87% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wray's 7,177-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Wray, see the exposure-zones guide.