Worthville, KY
Worthville wildfire risk explained
Worthville sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 155 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Worthville at the 24th percentile, close to its 23rd-percentile risk score.
Where Worthville's buildings actually sit
Direct exposure dominates in Worthville: 71% of its 155 buildings, versus 29% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Worthville against the rest of the country
Within Kentucky, Worthville ranks higher (41st percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Worthville ranks 24,423 for wildfire risk (1 is highest) and 26,653 by building count (1 is largest). Within Kentucky alone, it ranks 329 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 23rd national percentile, Worthville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Worthville
Worthville's 71% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Worthville's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Worthville, see the exposure-zones guide.