Worthington Springs, FL
Worthington Springs, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Worthington Springs at the 80th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 251 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Worthington Springs at the 81st percentile, close to its 80th-percentile risk score.
Worthington Springs's building exposure, zone by zone
251 buildings are counted in Worthington Springs, and 63% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Worthington Springs ranks
Worthington Springs's 80th national percentile looks worse in isolation than its 47th ranking inside Florida does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Worthington Springs ranks 6,396 for wildfire risk (1 is highest) and 23,098 by building count (1 is largest). Within Florida alone, it ranks 505 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Worthington Springs's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 63% of Worthington Springs in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Worthington Springs's figures come from
The methodology guide shows exactly how USFS turned 251 counted buildings into the percentiles shown above for Worthington Springs. The exposure-zones guide covers what Worthington Springs's dominant direct exposure actually means, with real examples from across the dataset.