Worthington, PA
Worthington wildfire risk explained
Worthington sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 399 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Worthington at the 30th percentile, close to its 29th-percentile risk score.
Worthington's building exposure, zone by zone
Most of Worthington's buildings (71.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Worthington ranks
Worthington's risk sits at a similar level relative to Pennsylvania (35th percentile statewide) as it does nationally (29th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Worthington ranks 22,515 for wildfire risk (1 is highest) and 19,238 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,294 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 29th national percentile, Worthington rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Worthington's 71.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Worthington's figures come from
Worthington's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Worthington's dominant indirect exposure actually means, with real examples from across the dataset.