Worthington, MO
Worthington, MO's wildfire risk, in USFS's own numbers
USFS scores Worthington at the 65th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 64 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Worthington at the 67th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Worthington's building exposure, zone by zone
USFS puts 76.6% of Worthington's 64 buildings in the Indirect exposure zone, versus 23.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Worthington compares
Worthington scores 65th nationally and 68th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Worthington ranks 11,191 for wildfire risk (1 is highest) and 30,510 by building count (1 is largest). Within Missouri alone, it ranks 344 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Worthington and the insurance market
Worthington's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Worthington
With ember exposure the dominant pattern in Worthington (76.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Worthington's figures come from
Every one of the two percentiles behind Worthington's 11,191-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Worthington's dominant indirect exposure actually means, with real examples from across the dataset.