Worthington, IN
Worthington wildfire risk explained
USFS's Wildfire Risk to Communities model puts Worthington at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,118 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Worthington at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Worthington's buildings actually sit
65.9% of Worthington's 1,118 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 14.5% Direct and 19.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Worthington against the rest of the country
Worthington's 45th-percentile standing inside Indiana outpaces its 7th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Worthington ranks 29,401 for wildfire risk (1 is highest) and 11,162 by building count (1 is largest). Within Indiana alone, it ranks 536 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Worthington and the insurance market
Worthington's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Worthington
Because 65.9% of Worthington's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Worthington's 29,401-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Worthington, see the exposure-zones guide.