Worthing, SD
How exposed is Worthing to wildfire?
Out of every US place USFS scores, Worthing lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 446 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Worthing at the 40th percentile, close to its 43rd-percentile risk score.
Where Worthing's buildings actually sit
Worthing rates 78.5% Minimal exposure against just 21.5% Direct and 0% Indirect — of 446 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Worthing ranks
Worthing's 43rd national percentile looks worse in isolation than its 19th ranking inside South Dakota does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Worthing ranks 17,880 for wildfire risk (1 is highest) and 18,355 by building count (1 is largest). Within South Dakota alone, it ranks 358 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Worthing
Worthing's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 78.5% of buildings rated Minimal exposure, Worthing gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Worthing's figures come from
Worthing's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Worthing's dominant minimal exposure actually means, with real examples from across the dataset.