Worth, MO
How exposed is Worth to wildfire?
Worth's 58 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Worth's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Where Worth's buildings actually sit
Direct exposure dominates in Worth: 55.2% of its 58 buildings, versus 0% Indirect and 44.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Worth against the rest of the country
There's little gap between Worth's 72nd national percentile and its 85th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Worth ranks 8,956 for wildfire risk (1 is highest) and 30,711 by building count (1 is largest). Within Missouri alone, it ranks 162 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Worth and the insurance market
Worth's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Worth (55.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Worth's figures come from
The methodology guide shows exactly how USFS turned 58 counted buildings into the percentiles shown above for Worth. The exposure-zones guide covers what Worth's dominant direct exposure actually means, with real examples from across the dataset.