Worth, IL
How exposed is Worth to wildfire?
USFS's Wildfire Risk to Communities model puts Worth at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 4,522 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Worth at the 40th percentile, close to its 35th-percentile risk score.
What "at risk" means for the buildings here
Most of Worth's buildings (99.5% of 4,522) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Worth against the rest of the country
Within Illinois, Worth ranks higher (87th percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Worth ranks 20,445 for wildfire risk (1 is highest) and 3,775 by building count (1 is largest). Within Illinois alone, it ranks 191 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Worth's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Worth
With 99.5% of buildings rated Minimal exposure, Worth gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Worth's figures come from
The methodology guide shows exactly how USFS turned 4,522 counted buildings into the percentiles shown above for Worth. The exposure-zones guide covers what Worth's dominant minimal exposure actually means, with real examples from across the dataset.