Worden, IL
Worden wildfire risk explained
USFS's Wildfire Risk to Communities model puts Worden at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 718 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Worden's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Where Worden's buildings actually sit
Indirect exposure is dominant in Worden (75.8% of 718 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.2% sit in the Direct zone.
Worden against the rest of the country
Worden's 54th-percentile standing inside Illinois outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Worden ranks 26,748 for wildfire risk (1 is highest) and 14,474 by building count (1 is largest). Within Illinois alone, it ranks 673 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Worden
At the 15th national percentile, Worden rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Worden's 75.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Worden's figures come from
Worden's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Worden's dominant indirect exposure actually means, with real examples from across the dataset.